Thomas V. Croal

Chief Financial Officer
Thomas V. Croal - Silverado Care Chief Financial Officer

Tom Croal is driven by the ultimate success metric — the number of lives positively impacted by Silverado. As CFO he is committed to driving strong financial results, recognizing that profitable growth fuels the company’s vision. 

A “Big 8” CPA (Certified Public Accountant), Tom is responsible for inspiring teams across Silverado Memory Care, Hospice and Home Care to facilitate profitable and responsible growth. He also manages key relationships to ensure that Silverado continues to gain access to capital for future opportunities.

At Silverado, Tom helped pioneer the structure for a RIDEA offering – which at the time was a new, innovative way to organize a company. His extensive experience also includes SEC reporting, Initial Public Offerings, high-yield bond offering placement, secured financing placement, mergers and acquisitions, financial planning and budgeting, public company board of directors and turnarounds.

Since Tom joined Silverado in 2007, the company’s revenues have nearly doubled. He and his team have completed seven acquisitions (purchase prices from $1 to $48 million), reduced tax liabilities by $3 million per year and created a new accounting function.

Prior to Silverado, Tom raised over $700 million in debt capital, structured and negotiated a $225 million high yield debt offering and a $475 million senior secured financing with Bank of America, led a successful private equity sale to create shareholder value, completed a $100 million merger forming a new public company and managed the entire merger process, completed more than a dozen acquisitions, led negotiation of a $24 million debt for equity swap, and a variety of other growth initiatives all while achieving a 14-year record with no recorded material non-recurring write-off of accounts receivable or negative findings from any Medicare or Medicaid audits.

Tom is most passionate about his family, and also the opportunity he has at Silverado to truly make a difference in the lives of others.


More About Silverado

Philosophy & Values

The best care is rooted in passion for helping others. When this is combined with the right skills and experience something special happens. At Silverado we aim to create the perfect blend of these traits to enrich the lives of our clients, residents, patients, their families and our own associates.

Silverado In The News

Changing the world means sharing with the rest of the world, so we like to spread the word about our latest growth and innovation in enriching all the lives we touch.

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